The Plastiq Fee is 2.85%. Payments may incur additional fees based on the country the card was issued in or method of delivery. Some select recipients have a lower fee.
Plastiq provides a breakdown of these fees on the payment review screen prior to the submission of your payment. All percentage-based fees are calculated based on the principal amount (i.e. the amount you want to pay your recipient.)
Plastiq fees are subject to change without notice. Plastiq fees may be lowered due to promotions or Fee-Free Dollars you applied at the time of payment.
There is no base fee for payments sent using this method. Expedited delivery pricing will still apply. Please note, there is a $30.00 Insufficient Funds fee if Plastiq processes your scheduled cash payment when your account balance is too low to cover the withdrawal.
U.S. Debit Cards
The Plastiq fee for all debit cards issued in the United States is currently discounted from 2.85% to 1%. This excludes online-only banks and all international debit cards. Gift cards and prepaid debit cards are not supported on Plastiq.
Scheduled payments lock in the Plastiq fee you received at the time of submission. Editing a scheduled payment will initiate a recalculation of the Plastiq fee. For example, if you schedule a payment as part of a Plastiq promotion or special offer and you edit that payment at a later date, the fee will reset and you will lose the promotional rate.